The Texas Homeowner Assistance provides financial assistance to qualified Texas homeowners who have fallen behind on their mortgage, utility payments, and related expenses due to the COVID-19 pandemic.

This program gives eligible homeowners grants to cover past due mortgage payments, up to three (3) months of future mortgage payments, property taxes, insurance, homeowner/condo association fees, past due utility payments, and up to three (3) months of prospective utility payments. Eligible utility payments include electricity, natural gas, propane, water, and wastewater. The program is administered by the Texas Department of Housing and Community Affairs (TDHCA) with funding provided by the Homeowner Assistance Fund under the American Rescue Plan Act of 2021..

• Experienced a qualified financial hardship after January 21, 2020, such as lost income or increased expenses due to the pandemic
• Are behind on one or more of the following payments: mortgage loans, property taxes, property insurance, homeowner/condo association fees, or utility bills
• Have a household income at or below 100% Area Median Income (AMI) or 100% of the median income for the United States, whichever is greater
• Own and occupy a home in Texas as a primary residence

Please contact one of our offices nearest to where you live to find out more.